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How do you repair my bad credit? How long does my credit repair take? What if deleted items reappear on my credit report? Do I still need to pay my bills? Does paying my bills repair my bad credit? Does paying off past-due accounts neutralize their negative status? Do you guarantee your credit repair services? How will I know my credit repair is working? What do I need to do with my updated credit reports? Does bankruptcy wipe the slate clean on my credit reports? |
Is credit repair legal? Disputing your credit report is your right according to the Fair Credit Reporting Act and FACT act. It is also your right to hire a credit repair company to help you with your credit repair needs. In fact, U.S. District Court Judge J. Wexler entered the following legal opinion in the Federal Supplement. "Since allowing third parties to assist consumers will likely lead to the expedited correction of credit reports, it will further the purposes of the [Fair Credit Reporting] Acts." Credit repair is a completely legal and necessary service. We hold the credit reporting agencies accountable. Simple as that. Just make sure the credit repair company you use is bonded and registered as a Credit Repair Services Organization. |