How do you repair my bad credit?
Is credit repair legal?
Can I repair my own credit?
How long does my credit repair take?
What if deleted items reappear on my credit report?
Do I still need to pay my bills?
Does paying my bills repair my bad credit?
Does paying off past-due accounts neutralize their negative status?
Do you guarantee your credit repair services?
How will I know my credit repair is working?
What do I need to do with my updated credit reports?
Does bankruptcy wipe the slate clean on my credit reports?
Does the CCCS help consumers restore credit?
What is the Fair Credit Reporting Act (FCRA)? |
Some credit repair companies claim to remove negative credit with the flick of a wrist. Their advertisements make bold assertions and money back guarantees; "Bankruptcy, tax liens, judgments, . . . no problem!! One hundred percent guaranteed!! Credit report 100% cleared in 30 days!!" Can they really make such sweeping guarantees?
Not a chance! No credit repair company can legally guarantee any specific outcome. It would be like a defense lawyer guaranteeing that the jury will find his client innocent. Guarantees are a sure sign of credit repair fraud.
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